PayPal, OpenAI sign ChatGPT payments deal

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California. While MetaTrader 4 (MT4) is not a broker and cannot accept funds for trading, there are a growing number of regulated brokers that offer MT4 and accept PayPal as a deposit and withdrawal method. Many forex traders that want to use MT4 end up choosing brokers that accept PayPal, so that they can quickly fund their account and withdraw funds back to their PayPal account when necessary.

It should not be assumed that the methods, techniques, or indicators presented in these products will be profitable, or that they will not result in losses. The consensus earnings estimate of $5.08 for the current fiscal year indicates a year-over-year change of +9.3%. In the case of Paypal, the consensus sales estimate of $8.12 billion for the current quarter points to a year-over-year change of +2.9%. The $32.82 billion and $34.94 billion estimates for the current and next fiscal years indicate changes of +3.2% and +6.5%, respectively. The Price-to-Earnings (PE) ratio is a time-tested metric for evaluating profitable companies like PayPal Holdings. It provides a snapshot of how much investors are currently willing to pay for each dollar of earnings.

Financials

Major U.S. equities indexes climbed to fresh intraday highs Tuesday in the wake of strong corporate earnings and as the Federal Reserve’s two-day meeting kicked off. New York City, NY, Oct. 31, 2025 (GLOBE NEWSWIRE) —   BetWhale extends its 2025 lead among U.S. PayPal casinos, delivering quicker payments, robust encryption, and refreshed loyalty rewards as more A…

Upcoming earnings

An experienced media professional, John has close to a decade of editorial experience with a background that includes key leadership roles at global newsroom outlets. He holds a Bachelor’s Degree in English Literature from San Francisco State University, and conducts research on forex and the financial services industry while assisting in the production of content. Thanks to its convenience, worldwide availability, and the vast number of supported currencies, PayPal has become a popular option for traders looking for ways to fund their forex brokerage accounts. Once you’ve made the decision to start trading forex, there are some important things to consider before taking your first leap into the massive global forex market. Most importantly, the forex broker you choose should be regulated and trustworthy. At the launch last month of its Instant Checkout feature, OpenAI announced it was partnering with Stripe, which is giving users the ability to tap stored card and bank accounts to pay Etsy merchants.

PayPal is attempting to position itself as a payments backbone for the coming era of agentic AI shopping, announcing recent deals with Google and artificial intelligence firm Perplexity. The fintech firm, which also released third-quarter results Tuesday, issued a release on its OpenAI deal after CNBC’s report. Here at Zacks, we prioritize appraising the change in the projection of a company’s future earnings over anything else. That’s because we believe the present value of its future stream of earnings is what determines the fair value for its stock. With these metrics, the Excess Returns model estimates PayPal’s intrinsic value at $114.18 per share.

He holds dual degrees in Finance and Marketing from Oakland University, and has been an active trader and investor for close to ten years. An industry veteran, Joey obtains and verifies data, conducts research, and analyzes and validates our content. With just a few clicks, you can make instant deposits or withdrawals from your PayPal account, and PayPal’s service coverage extends to 202 countries worldwide and accepts 52 different currencies, including USD, CAD, EUR, DKK, JPY, GBP, and INR. Narratives make valuation far more accessible and actionable, allowing you to clearly link PayPal’s evolving story, such as new product launches, cost management, and market challenges, to the numbers that matter most.

  • Paypal (PYPL Quick QuotePYPL – Free Report) has been one of the most searched-for stocks on Zacks.com lately.
  • That’s because we believe the present value of its future stream of earnings is what determines the fair value for its stock.
  • Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.
  • For this guide, we determined which brokers accept PayPal as a payment method for funding and withdrawing from your forex and CFD trading accounts.
  • PayPal’s Q results reaffirm the company’s steady execution of current CEO Alex Chriss’ commitment to restoring sustained, profitable growth.
  • Instead of just looking at earnings, it focuses on the value created by PayPal’s management decisions over time, with attention to return on equity and sustainable growth.

What a BofA analyst just said about PayPal put investors on alert

  • The new partnership with OpenAI should have been a bullish catalyst, but the market reaction remained muted.
  • John Bringans is the Managing Editor of BrokerNotes.co and ForexBrokers.com.
  • Steven Hatzakis, an industry veteran with decades of experience in the forex market, leads the BrokerNotes research team.
  • This makes the metric especially useful when the business consistently generates positive net income.

The Zacks Consensus Estimate has changed +0.2% over the last 30 days. Paypal (PYPL Quick QuotePYPL – Free Report) has been one of the most searched-for stocks on Zacks.com lately. So, you might want to look at some of the facts that could shape the stock’s performance in the near term. Best of all, Narratives are updated in real time as fresh news, earnings, or strategic moves come in, allowing your forecast and conviction to stay up to date in a shifting market. Our Excess Returns analysis suggests PayPal Holdings is undervalued by 40.1%.

Comparing PayPal’s actual PE of 13x to its Fair Ratio of 17.5x highlights a significant discount. This may indicate that the market is undervaluing PayPal given its growth outlook and financial profile. PayPal Holdings, Inc. surged in the pre-market on news of an OpenAI collaboration, while some financials under the hood point in the wrong direction. PayPal saw a slowdown in payments activity in September that continued into October across both the U.S. and Europe, as consumers became more selective in their purchases, CFO Jamie Miller told analys… U.S. stocks traded higher midway through trading, with the Nasdaq Composite gaining around 0.4% on Tuesday. PayPal shares shot higher Tuesday after the company announced a partnership with ChatGPT operator OpenAI and released strong third-quarter results.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 51% and 89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Press Releases: PayPal Holdings, Inc.

We then rank the best brokers for forex trading based on our proprietary formula that takes into account a range of factors, including trust. At our sister site, ForexBrokers.com, you can see how we test and how our proprietary Trust Algorithm measures a broker’s trustworthiness. PayPal offers a safe and secure online platform for sending and receiving money, and also supports a wide range of payment platforms, including e-Banking and PLAN. You can deposit money to your PayPal account and instantly send it to your broker and receive any payout and then withdraw it back to your bank.

Forex Risk Disclaimer

For the next fiscal year, the consensus earnings estimate of $5.64 indicates a change of +11% from what Paypal is expected to report a year ago. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. The company has a reported Book Value of $21.46 per share and a calculated Stable EPS of $6.13 per share, based on weighted future Return on Equity estimates from 11 analysts.

Track this in your watchlist or portfolio, or discover 843 more undervalued stocks based on cash flows. As of Oct. 31, SA Quant’s Top 10 Stocks for 2025 have Top Forex Brokers significantly outperformed the S&P 500, gaining nearly 45% vs. the S&P 500’s 18%. Two out of 10 stocks have delivered triple-digit returns, with C…

Our Desktop PCs run Windows 11, and we use MacBook Pro laptops running the latest version of macOS to test trading on the go. We test mobile apps and products using iPhones running iOS 17 and Samsung devices running Android OS 14. Steven Hatzakis, an industry veteran with decades of experience in the forex market, leads the BrokerNotes research team. All BrokerNotes content is researched, fact-checked, and edited by the research team. The company will also manage merchant routing, payment validation and other behind-the-scenes aspects of payment processing for PayPal sellers on ChatGPT, so individual merchants don’t have to sign up with OpenAI, the firm said. For the current quarter, Paypal is expected to post earnings of $1.28 per share, indicating a change of +7.6% from the year-ago quarter.

Steven previously served as an Editor for Finance Magnates, where he authored over 1,000 published articles about the online finance industry. A forex industry expert and an active fintech and crypto researcher, Steven advises blockchain companies at the board level and holds a Series III license in the U.S. as a Commodity Trading Advisor (CTA). All websites and web-based platforms are tested using the latest version of the Google Chrome browser.

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